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The banks’ recent increase to property investors’ lending rates may motivate borrowers to instead seek owner-occupied loans to arbitrage the rising difference in cost between the two types of loans.

Bankers say investors could pose as owner-occupiers to get a better mortgage deal

Property Loans rise in bank rates may have unitended results page 1 Property Loans rise in bank rates may have unitended results page 2 

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The Australian , 3 September 2015
http://www.theaustralian.com.au/business/financial-services/property-loans-rise-in-bank-rates-may-have-unintended-results/story-fn91wd6x-1227509975630